Emerging Trends in Smart Banking: Risk Management Under Basel II and III

Emerging Trends in Smart Banking: Risk Management Under Basel II and III

Copyright: © 2014 |Pages: 290

ISBN13: 9781466659506|ISBN10: 1466659505|EISBN13: 9781466659513

DOI: 10.4018/978-1-4666-5950-6

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MLA

Li, Siqiwen. Emerging Trends in Smart Banking: Risk Management Under Basel II and III. IGI Global, 2014. https://doi.org/10.4018/978-1-4666-5950-6

APA

Li, S. (2014). Emerging Trends in Smart Banking: Risk Management Under Basel II and III. IGI Global. https://doi.org/10.4018/978-1-4666-5950-6

Chicago

Li, Siqiwen. Emerging Trends in Smart Banking: Risk Management Under Basel II and III. Hershey, PA: IGI Global, 2014. https://doi.org/10.4018/978-1-4666-5950-6

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The 2008 global financial crisis has illustrated the need for tighter regulations and management of banking institutions, approaching banking and money lending in a more intelligent, directed fashion.

Emerging Trends in Smart Banking: Risk Management Under Basel II and III discusses some of the latest developments in banking regulations and safeguards to ensure the mitigation of risk and economic collapse. This book is a critical reference in the exploration of business frameworks to identify areas of strength and potential weaknesses, insight that will be of use to business leaders, professionals in the banking industry, and researchers and scholars in all aspects of business and accounting.

Table of Contents

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Front Materials

Title Page

Copyright Page

Preface

Chapters

Bank Behaviour Change and Banking Regulation

Chapter 1

Theories of Financial Regulation (pages 1-15)

There has been a long-standing debate about the pros and cons of two modes of financial regulation: command and control and self-regulation. These two regulatory modes have been favored by policy-makers and the dominant regulatory...

Chapter 2

History of Financial Regulation in Australia, United States, and United Kingdom (pages 16-34)

The economic hypotheses and policy stances of each of the various economic schools of thought carry over to theories of financial regulation. The empirical cases observed in the US, UK and Australia show the unravelling of financial...

Chapter 3

Pre-GFC Bank Behaviour Change and Basel Accords (pages 35-56)

A most important consequence of de-regulation change has been the transit of banks’ behaviour from acting as financial intermediaries to taking the role as brokers in the structured finance market. The combined effects of financial...

Are Basel II and Basel III “Smart Financial Regulations”?

Chapter 4

The “Smart” Regulatory Framework (pages 58-86)

Based on the recognition that neither the command-and-control nor the self-regulation mode based regulation can accommodate the ever growing complexity of the financial market, this chapter argues that a new regulatory regime is...

Chapter 5

The “Smart” Regulatory Features of Basel II and Basel III (pages 87-98)

This chapter explores the regulatory attributes of Basel II and Basel III. It demonstrates that the frameworks of Basel II and Basel III possess each of the benchmark attributes of the “third-way” regulatory approach to financial...

The Solution to the Inadequacies of Risk Methodology of Basel II and Basel III

Chapter 6

The Value-at-Risk Methodology of Basel II and Basel III (pages 100-114)

This chapter examines the advantages and disadvantages of the risk estimate approach—Value-at-Risk (VaR) which has been extensively embraced by regulators and practitioners in financial markets under the Basel II & III framework as...

Chapter 7

Coherent Risk Measures (pages 115-142)

This chapter introduces some alternative risk measures to Vale-At-Risk (VaR) calculations: Extreme Value Theory (EVT), Expected Shortfall (ES) and distortion risk measure. It also discusses their more coherent characteristics useful...

Basel II and Basel III Interviews in Australia: Are They “Smart” in Their Implementation?

Chapter 8

Universal Pragmatics and Communicative Action (pages 144-157)

This chapter introduces Habermas’ Universal Pragmatics and related Theory of Communicative Action as the most suitable philosophical framework through which to view the interview responses presented in the next set of chapters. This...

Chapter 9

Superiority of Basel II over Basel I (pages 158-210)

This chapter explores the presumed superiority of Basel II over Basel I, and assess the effectiveness of Basel II in empirical risk management and prudential supervision practices, as reflected in a series of 15 interviews undertaken...

Chapter 10

Potential Issues from Basel II and Basel III: The Australian Case (pages 211-274)

The evaluation of the effectiveness and superiority of Basel II compared to Basel I in the previous chapter foreshadowed a series of problems that arose during Basel II implementation. This chapter explores these issues, including...

Back Materials

Compilation of References

About the Author

Index

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