Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh

Md. Imran Hossain

Source Title: Information Resources Management Journal (IRMJ)34(4)

ISSN: 1040-1628|EISSN: 1533-7979|EISBN13: 9781799859154|DOI: 10.4018/IRMJ.20211001.oa1

MLA

Hossain, Md. Imran. "Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh." IRMJ vol.34, no.4 2021: pp.93-112. http://doi.org/10.4018/IRMJ.20211001.oa1

APA

Hossain, M. I. (2021). Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh. Information Resources Management Journal (IRMJ), 34(4), 93-112. http://doi.org/10.4018/IRMJ.20211001.oa1

Chicago

Hossain, Md. Imran. "Effects of E-Banking Adoption on the Financial Performance of State-Owned Commercial Banks in Bangladesh," Information Resources Management Journal (IRMJ) 34, no.4: 93-112. http://doi.org/10.4018/IRMJ.20211001.oa1

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Abstract

This study examines the relationship between e-banking adoption and the financial performance of state-owned commercial banks in Bangladesh. The pooled ordinary least square (OLS) estimate was applied to analyze the panel data of the sample banks. The empirical findings reveal that e-banking adoption and implementation has a significant negative impact on banks' profitability in terms of return on assets, return on equity, and net interest margin in the year of adoption. However, the result also shows that e-banking has a significant positive impact on return on assets in the year following adoption.