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Identity Authentication Security Management in Mobile Payment Systems

Identity Authentication Security Management in Mobile Payment Systems

Feng Wang, Ge Bao Shan, Yong Chen, Xianrong Zheng, Hong Wang, Sun Mingwei, Li Haihua
Copyright: © 2020 |Volume: 28 |Issue: 1 |Pages: 15
ISSN: 1062-7375|EISSN: 1533-7995|EISBN13: 9781799804109|DOI: 10.4018/JGIM.2020010110
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MLA

Wang, Feng, et al. "Identity Authentication Security Management in Mobile Payment Systems." JGIM vol.28, no.1 2020: pp.189-203. http://doi.org/10.4018/JGIM.2020010110

APA

Wang, F., Shan, G. B., Chen, Y., Zheng, X., Wang, H., Mingwei, S., & Haihua, L. (2020). Identity Authentication Security Management in Mobile Payment Systems. Journal of Global Information Management (JGIM), 28(1), 189-203. http://doi.org/10.4018/JGIM.2020010110

Chicago

Wang, Feng, et al. "Identity Authentication Security Management in Mobile Payment Systems," Journal of Global Information Management (JGIM) 28, no.1: 189-203. http://doi.org/10.4018/JGIM.2020010110

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Abstract

Mobile payment is a new payment method offering users mobility, reachability, compatibility, and convenience. But mobile payment involves great uncertainty and risk given its electronic and wireless nature. Therefore, biometric authentication has been adopted widely in mobile payment in recent years. However, although technology requirements for secure mobile payment have been met, standards and consistent requirements of user authentication in mobile payment are not available. The flow management of user authentication in mobile payment is still at its early stage. Accordingly, this paper proposes an anonymous authentication and management flow for mobile payment to support secure transaction to prevent the disclosure of users' information and to reduce identity theft. The proposed management flow integrates transaction key generation, encryption and decryption, and matching to process users' personal information and biometric characteristics based on mobile equipment authentication carrier.