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A Survey on Contactless Smart Cards and Payment System: Technologies, Policies, Attacks and Countermeasures

Brij B. Gupta, Shaifali Narayan

Source Title: Journal of Global Information Management (JGIM)28(4)

ISSN: 1062-7375|EISSN: 1533-7995|EISBN13: 9781799804130|DOI: 10.4018/JGIM.2020100108

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MLA

Gupta, Brij B., and Shaifali Narayan. "A Survey on Contactless Smart Cards and Payment System: Technologies, Policies, Attacks and Countermeasures." JGIM vol.28, no.4 2020: pp.135-159. http://doi.org/10.4018/JGIM.2020100108

APA

Gupta, B. B. & Narayan, S. (2020). A Survey on Contactless Smart Cards and Payment System: Technologies, Policies, Attacks and Countermeasures. Journal of Global Information Management (JGIM), 28(4), 135-159. http://doi.org/10.4018/JGIM.2020100108

Chicago

Gupta, Brij B., and Shaifali Narayan. "A Survey on Contactless Smart Cards and Payment System: Technologies, Policies, Attacks and Countermeasures," Journal of Global Information Management (JGIM) 28, no.4: 135-159. http://doi.org/10.4018/JGIM.2020100108

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Abstract

In recent years, contactless transactions have risen rapidly. It includes NFC, MST, contactless cards, and many other payment methods. These payment methods have certain security issues, and attackers are in a regular search for the exploits to break its security. These security issues require proper analysis to secure user data from attackers. This article will discuss the contactless smart cards and payment systems in detail including the techniques used for securing user data and different possible attacks on the technology used for communication. The article also presents some countermeasures to prevent the attack and issues with those countermeasures. In addition, the article includes some future research issues and suggestions to overcome the security issues in contactless payment system.